Sauls Insurance Agency

A Family Business serving South Carolina since 1966.

4064 Beltline Blvd.
Columbia, SC  29204
(803) 256-8983
    
 
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"What can I do to reduce my auto insurance costs?"

 

Don't pay more than you have to!  Follow these tips . . . .

 

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Drive safely!  Yes, it's boring.  But just think of the fun stuff you could buy if you weren't spending extra money on fines and insurance. 

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Don't let your policy cancel!  Companies offer significant discounts to customers who maintain uninterrupted insurance.  (Wonder why?  Click here.)

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Maintain good credit.  Handling your finances responsibly can entitle you to companies' best rating plans.  (Wonder why?  Click here).

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Forget the small stuff!  Filing claims for minor damage may cost you more, in future premium increases, than you get in claim settlement.  Remember that the first reason for insurance is to save you from financial disasters that would cripple you financially if you did not have insurance.

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Don't insure it if you don't have to.  Odd advice from an insurance agent?  Well, before getting full coverage on an older car, consider whether you could financially bear the loss if the car were stolen or totaled.  If so, perhaps you only need liability coverage (to protect you from lawsuits that you definitely could not bear).  Or perhaps a higher deductible will save you money while still helping with the major disasters.

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Buy more liability coverage.  This will give you better protection from lawsuits.  The minimal cost of increasing this coverage means that you get far more coverage for each dollar spent.

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Shop around!  (Better yet, LET US DO IT FOR YOU!).  Each company has a different rate structure, so that different companies will be best for different customers.  Which is why we represent many different companies and will shop among them for the best rate for YOU!

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